One of the most universally dreaded errands throughout American history has been going to the bank. Synonymous with long lines, incompetent employees and bureaucratic nightmares, banking in person is rarely described as anything other than a necessary evil. Of course, face to face banking has become less frequent during the last decade, due to the rise of online banking. The ability to pay bills, examine account balances and transfer funds with the click of a mouse has been nothing short of a godsend for most consumers. In fact, InternetFinancialNews.com stated in February 2009 that online banking has grown even more popular during the current recession, with “…28 percent of consumers saying they are using online banking more then they did a year ago” and another “…63 percent said managing all of their accounts online from one site would help them feel more in control of their finances.” However, even the relatively recent innovations of online banking are quickly being surpassed by the next big thing — mobile banking.
The Future of Mobile Finance
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